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Cornerstone Associates Insurance Service Blog

View the latest blog posts from Cornerstone Associates Insurance Service.

Monday, January 20, 2025

Top 5 Signs It's Time to Replace Your Asphalt Shingle Roof

1. Missing Granules - Missing granules, when viewed from the ground, look like dark patches on light shingles or lighter patches if the shingles are black or dark.  You will also see large amounts of granules in the gutters when you clean them. READ MORE >>

Monday, January 20, 2025

Top 5 Signs It's Time to Replace Your Asphalt Shingle Roof

1. Missing Granules - Missing granules, when viewed from the ground, look like dark patches on light shingles or lighter patches if the shingles are black or dark.  You will also see large amounts of granules in the gutters when you clean them. READ MORE >>

Monday, July 17, 2023

Does Home Insurance Cover Septic Tank Spills?

If your home has a septic tank, then you are aware that the system is going to create quite a few maintenance responsibilities over the years. After all, in the event of a septic tank problem, you are going to face a smelly, nasty, and expensive cleanup process. READ MORE >>

Monday, July 17, 2023

Business Insurance Premiums are Affected by Business Practices

In your efforts to obtain the best insurance policies for your business, a major concern might be the premium you will have to pay. Insurance companies use many factors when calculating your premium, including claims history and the risk associated with your business. READ MORE >>

Monday, July 17, 2023

3 Reasons You Shouldn’t Let Your Auto Insurance Lapse

Although we are in an economic recovery, money can be a bit tight. But even in these situations, it’s important that you pay your auto insurance premium. There are severe consequences of driving without auto insurance. It’s Illegal When you own a vehicle, maintaining at least the minimum auto insurance is a requirement. READ MORE >>

Wednesday, January 25, 2023

Reason for Insurance

At its core, insurance is the promise of financial protection when there is an unexpected event-whether a major natural disaster or more localized storm, a class-action lawsuit or individual auto claim. With insurance, individuals and businesses can assume the risks that are inherent in life and business with the security of a strong financial safety net in the event of a loss. READ MORE >>

Wednesday, November 2, 2022

How Much Life Insurance Coverage Is Enough?

When you choose to buy life insurance, you are taking a big step to ensure your loved ones’ financial security after your death. While it is usually an easy decision to get coverage, determining how much coverage you need might be trickier. READ MORE >>

Wednesday, November 2, 2022

How to Stay Healthy at Work

As the U.S. continues to reopen after the COVID-19 pandemic, American workers are beginning to return to their offices after working from home for the better part of a year. Still, even if you continue to work from home part-time, you might worry about many of the routine health effects that might arise from going back to the office. READ MORE >>

Wednesday, October 12, 2022

Establishing Life Insurance Now to Care for Disabled Children Later

Many people buy life insurance to cover the period of time they will have dependents. Dependents include children or others who depend on the income, housing and other resources provided by another person. Since children depend on their parents, it’s important to leave them financial support should you, the parent, die. READ MORE >>

Wednesday, October 12, 2022

Can I Still Buy Term Life Insurance in My 40s?

Getting older means becoming wiser, and sometimes, you might be in your 40s before you realize that you need life insurance. You might even wish that you had purchased a policy 20 years ago when you were young, healthy and just starting out. Even though you might be looking for life insurance later in life, that doesn’t mean you can’t get it. READ MORE >>

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